Living Beyond the Ordinary

I just finished up a post on being a servant and having the heart of a servant, and instead of sleeping I’m thinking about how God designed us for the extraordinary and supernatural, but we settle for the ordinary and mundane. There’s an old Switchfoot song that says, “We were meant to live for so much more. Have we lost ourselves?” And I can’t help but think we have.

Filled with Power from on High

The Prophet Ezekiel talked about the Holy Spirit in chapters 11 & 36 when he shared a vision that God gave him; in which, God spoke, “And I will give them one heart, and a new spirit I will put within them. I will remove the heart of stone from their flesh and give them a heart of flesh, that they may walk in my statutes and keep my rules and obey them. And they shall be my people, and I will be their God” (Ezekiel 11:19-20). Luke tells us that after Jesus’ resurrection, Christ told His disciples to wait for this “power from on high” before continuing His ministry (Luke 24:49). In John, Jesus described the Holy Spirit as an advocate, helper, and Spirit of Truth (John 14:15-17). And throughout the book of Acts–and the remainder of the New Testament–we see the results of being filled with the Holy Spirit, as a group of frightened disciples is filled with the power of the Spirit and transformed into a fearless group of messengers bringing the Good News of Christ to everyone they encountered! 

The Holy Spirit is the power of God alive and at work on the earth; and every believer is filled with this same power from the moment we accept Christ as our personal Lord and Savior. His Spirit is what enabled the disciples to face persecution head-on, with joy! His Spirit is what gave them the ability to cast out demons and heal the sick. His Spirit gave them boldness and authority to preach the Word to the nations. It’s the same Spirit that’s at work in us today! Yet, we’re content with just getting from one day to the next. Even unbelievers can do that!

Gifts of the Spirit

The Holy Spirit empowers us to do things far above and beyond that which we could ever do in, and of, ourselves. He helps us all to live lives full of love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, and self-control (Galatians 5:22-23). This means that regardless of our ethnicity or background, the Holy Spirit gives us the supernatural ability to treat others with love, gentleness, and respect; even when the world tells us we have the “right” to be angry and/or react offensively. It’s inexcusable for believers to site their ethnicity or background as an excuse to behave poorly or unkind. If we’re a believer, it’s Christ’s blood that runs through our veins, and that’s the only thing that matters.

The Spirit also empowers us with other gifts and abilities; although, different for each believer, they’re all equally important. These gifts include gifts of wisdom, knowledge, faith, healing, miracles, prophecy, discernment, speaking in tongues, and interpretation of tongues (1 Corinthians 12:4-11); as well as teaching, helping, and administrating (1 Corinthians 12:27-31).

Lastly, let’s recall my last post in which we discussed how we were created for the purposes of God. Each of us were created with intimate precision and care (Psalm 139:13-16), and God provides each of us with giftings and talents that we’re to use to bring Him honor and glory.  Reinvesting the gifts and talents that God has given us into establishing His kingdom is what He designed us for (Matthew 25:14-30)! But the talents that He gives us will never be used to their full potential until we allow the Holy Spirit to work in us and through us to. Only once we abandon all selfish ambition, will God be able to take us above and beyond all we could possibly imagine or conceive, yet not for our own sake, but for His (Ephesians 3:20-21)! Because God’s Spirit makes the impossible possible! He brings the dead to life. He brings healing to the broken and sick. Provision to the needy. Hope to the hopeless. Joy to the hurting. Freedom to the oppressed. He does what we could never do in our own strength and abilities.

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A Servant’s Heart

But whoever would be great among you must be your servant, and whoever would be first among you must be slave of all. For even the Son of Man came not to be served but to serve, and to give his life as a ransom for many. ~ (Mark, 10:43-44, ESV)

God desires that each of His children have a servant’s heart. However, we currently live in a self-obsessed culture, that doesn’t often see the needs of those around us; including the needs within the church. But I believe if every individual served in some capacity, in the church, every need would be taken care of within; and we could focus on doing even more minstry and outreach outside the church.

Sadly, the excuse used most often, is that we don’t feel called to a particular type of ministry. Unfortunately, we can get so caught up in the idea of being “called” that we never act, and miss the God-given opportunities, standing right in front of us. The Word tells us to serve (Matthew 20:26-28, 1 Peter 4:10, Philippians 2:3-8). The Word tells us to preach the Gospel (Mark 16:15). The Word tells us to make disciples (Matthew 28:19). The Word tells us to take care of widows, orphans, and the poor (Luke 12:33, James 1:27). The Word tells us to pray for the sick (James 5:14). The Bible gives us many (more) commandments, yet we wait for further instruction, without being obedient to what He’s already called us to do. We must first be faithful with the areas of responsibility He’s already placed in our lives, before He will give us more (Matthew 25:14-21).

Years ago, I heard Christine Caine speak at a Passion Conference. She spoke about (King) David, and how there was so much time between when he was anointed as the next King of Israel, and when he actually took the throne. Yet, David didn’t just stop working because he’d been anointed. David continued to tend the sheep and protect them from bears & lions. He played music before King Saul. He battled against Goliath, and won! He was a warrior and commander in Saul’s army. And later, when he was on the run from Saul, he became the leader of a rebel group of 600 men. Christine described his experiences as a “dark room,” where David was developed (like film). More recently, I heard a message by Andrew Scott, head of Scatter Global, and he said “We’re not ‘called’ into the Purposes of God; we’re created for the purposes of God.” In other words, God develops us little by little, through experiences, time, and the power of the Holy Spirit that we might display His glory. This doesn’t just happen over night!

If we want to know what God’s purpose for our lives is, we need to begin stepping out in obedience and faith (James 2:26). We should be serving both within and outside the church in some capacity. Even if it means being behind the scenes (which, is often where the most help is needed), taking care of little ones, or tearing up and breaking down equipment. We can’t ask God to do big things in us and through us, and remain in a constant state of “waiting.” We must do something. We must ACT.

There’s an old review on a book titled I Will, by Thom Rainer, that I shared two years ago, which describes the modern-day believer as a consumer instead of someone who serves. (If you’ve never read the book, I recommend it.) I don’t know about you, but when I read the New Testament, I see an early Church who served, and preached, and gave all that they had to the church and the cause, because they believed so strongly in the truth of the gospel. They weren’t focused on self, they were focused on establishing God’s kingdom! As should we!

 

A Wise Man’s Words

According to Proverbs, the power of life and death are in the tongue (18:21). Therefore, everything we speak should be truthful (Proverbs 12:19, 22:20-21), gentle (Proverbs 15:1, 15:4, 25:15), gracious and pure (Proverbs 15:26, 22:11). Because our words are powerfully influential (Proverbs 11:11) they should impart knowledge (Proverbs 15:2, 15:7) and wisdom (Proverbs 10:11, 10:13, 10:31), and should feed and guide others (Proverbs 10:21). Our words should heal (Proverbs 12:18, 16:24), build up (Proverbs 14:1), and correct (Proverbs 19:18, 28:23); and yet, we should save our rebuke and correction for those who would listen (Proverbs 9:7-9).

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We should not speak falsehoods (Proverbs 6:16-19, 12:22, 26:28), gossip or spread secrets (Proverbs 11:9, 11:12-13, 20:19), sow strife or contention (Proverbs 20:3, 25:23-24, 26:17, 26:20-21), harp repeatedly on the mistakes of others (Proverbs 17:9), or speak rashly (Proverbs 12:18). We should not speak perversely, or contrary to the Word (Proverbs 6:12, 10:31-32), mislead or deceive (Proverbs 4:24), or slander (Proverbs 10:18, 26:22-26).

Elsewhere in the Word, we’re told that from the overflow of the heart, the mouth speaks (Luke 6:45); and that both blessings and curses ought not come from our mouths, because both fresh and bitter/salt water can’t come from the same spring (James 3:8-12). If the words that come from our mouth are an expression of what’s in our hearts, what do our words reflect about us? Are we wise or foolish? Are we full of love or hate?

I think one of the most important things for us to do, is stop and think before we speak. We’ve talked about this before, in the Characteristics of the Wise post, that we ought to be slow to speak. Our words have the capability to steer others (and ourselves) towards, or away from, the Father; to ignite a fire between friends (or brothers), according to James 3:4-6. And we will eat of the fruit, or bare the consequences, of what we say (Proverbs 12:14, 18:20).

For teachers of the Word, it’s even more important that we’re not misrepresenting the Word of God and teaching things that are untrue, for we’ll be judged by an even higher standard than others (James 3:1)!

We’re not perfect, and we will all stumble, and say the wrong thing at some point. However, we should do our best, relying on the Holy Spirit, to lead and direct us. And when we do fail, we should aim to correct, or apologize, when possible. Lastly, when others fail in their speech, we should pray for them, and ask God to help us extend grace towards them (Proverbs 12:16, 17:9, 19:11).

Book Review – God of Creation: A Study of Genesis 1-11

God’s been impressing a lot on my heart these last few weeks, as I’ve been studying the book of Proverbs, so I figured I should get this book review on God of Creation, by Jen Wilkin posted while it’s still somewhat fresh in my memory.

I tend to be somewhat wary of studies created by, or directed towards, women. Mostly, because I love expository teaching of the Word, and most women’s studies tend to be a little more expressive; and I really just want to know more about the Word. But after finishing this study, I felt like I really do have a better understanding of Scripture, and I felt like even my husband would enjoy this!

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God of Creation is a 10-week study on Genesis, chapters 1-11. “But I know what happens in these chapters, why would I want to do this study?” Here’s the thing, before I begin any study, I pray that God will reveal something new to me. I mean, I’ve read and learned about Genesis 1-11, since I was a little girl. However, it’s incredibly important as believers, that we never stop learning, and seeking God’s wisdom and insight. And no matter how much we study the Word, God always wants to reveal something new to us. I always say the Bible is like an onion, with endless layers; which the Holy Spirit peels back, one layer at a time.

This study covers creation, the fall, Cain & Abel, the flood, and more. Some of my favorite aspects about it are its lack of fill-in-the-blank notes and its use of open-ended questions. I love the questions because they encourage the reader to think for themselves; and thinking critically about the Bible is an important skill that all believers should strive to acquire.

Some things I learned from this study are the importance of repetition in the Word; to pay attention to how things are ordered in Scripture; and to not just skim over genealogies, because they have a purpose, and not just for scholars.

I’d recommend this study to anybody, really; and I’m looking forward to Jen Wilkin’s continuation of Genesis in God of Covenant: A Study of Genesis 12-50 which is supposed to be released in January 2019.

Lean Not on Your Own Understanding

FontCandy (12)When I was little, I learned a lot of Scripture through song, and the verses to the left are an example of that. I do most of my private Bible study in my Amplified Bible (AMP), because it provides additional phases of meaning included in the original word, phrase, or clause of the original language and clarifying words or comments; I also like the English Standard Version (ESV, which is more of a word for word translation). But most of the Scripture I have memorized, is either in the King James (KJV) or New International (NIV), since that’s what I grew up with.

Therefore, when I come across familiar verses such as these in my AMP Bible–I sing the song, lol–and take notice of the additional words used that I might gain greater insight into the text.

Lean on, trust in, and be confident in the Lord with all your heart and mind and do not rely on your own insight or understanding. In all your ways know, recognize, and acknowledge Him, and He will direct and make straight and plain your paths. ~ Proverbs 3:5-6, AMP

Recently, I’ve noticed Facebook posts including Scripture, and then people stating their personal opinion regarding said Scripture. Basically, they attempt to void the Scripture, with their opinion. However, if something is found in the Word of God, it’s not opinion, it’s Truth. We have opinions, but God sets the standard. If our opinion goes against the Word, we’re in the wrong; and we’re being rebellious.

But…but…the are no buts. As the Bible tells us, we’re not to be relying on our own understanding of how we think things should be, because God doesn’t think like us. It’s us who should be striving to see the world as He does! If the Bible says something that we don’t understand or agree with, then we should pray that God change our heart (and mind) and help us to see as He sees, or to help us be obedient in that area, even if/when we don’t understand.

I guess what it comes down to is, are we confident that the Lord is good (perfect), and that His ways and plans are higher and greater than our own? Are we dependent upon Him for direction and revelation? Do we trust Him, fully, completely? If so, then we have to trust that what He says in His Word is true, whether we agree with it or not.

Furthermore, sometimes we simply don’t agree with something because it’s being taken out of context. This is one reason why I say the Bible needs to be read in its entirety. You may find that in one book you’ll find something that you think contradicts another verse, but in reality it simply gives us greater understanding and insight into what God really meant. The God of the Old Testament is the same God in the New Testament, with the same love for humanity, but He’s also holy, righteous, sovereign, and oh-so-wise.

So, let’s keep our eyes on the path ahead, and not turn to the right or left (Proverbs 4:25-27). Let’s remember that His Word is truth and our opinion, just that, our opinion. We don’t see the big picture as He does, but if we’re believers, the Holy Spirit can help us not to just see, but also to walk in obedience, trusting in the Lord every step of the way.

The Wisdom of Proverbs

Wisdom is something I find myself praying for quite often, if not, every day. Wisdom as a wife, as a mother, as a believer. However, God has already given us His Word, and the book of Proverbs is chock full of wisdom! In fact, Proverbs 1:1-6 says that the book was written so that people might know skillful and godly Wisdom, instruction and discernment; and the discipline of wise thoughtfulness, righteousness, justice, and integrity.

Why?

Why should we desire godly Wisdom? Because Wisdom comes from God, was with God before time began, and it’s priceless (Proverbs 3:19-22, 8:22-31)! Proverbs 3:14-15 says that the gaining of it is better than gaining silver, the profit better than gold; it’s more precious than rubies; and nothing can be compared to it. Also, those who love wisdom will inherit true riches (Proverbs 8:20-21); and Wisdom brings life, honor, glory, and blessings (Proverbs 3:14-18, 4:8, 13:14, 15:31, 19:23). Who wouldn’t want godly Wisdom?!

How?

So, what is the first step to gaining such wisdom? Fear the Lord, says Proverbs 1:7. “But how does that help me learn wisdom?” you may ask. Well, reverent and worshipful fear of the Lord means that we have utmost respect for Him, above all else. It means that we walk in obedience, we honor and worship Him, we are attentive to and accept His words, we seek understanding, and treasure His Word. Basically, it’s wise to fear the Lord; that’s why it’s the first step!

Additionally, Proverbs says, “the wise in heart will accept and obey commandments” (10:8, AMP); and “the mind of the prudent is ever getting knowledge, and the ear of the wise is ever seeking knowledge” (18:15, AMP). Like David said, the law of the Lord is perfect and sweet to those who love Him (Psalm 19:7-11). Therefore, because we love and respect Him we study His Word!

Spending time in the Word of God is how we’re going to learn more about the character of God and, in turn, the Wisdom of God. We can’t expect to gain the Wisdom of God, if we refuse to open up the Bible and examine it closely (for ourselves). It won’t just “come” to us, and we won’t find it in the world. Proverbs says “every word of God is tried and purified” (30:5, AMP); and that there’s no human wisdom or understanding that can prevail against the Lord (21:30, AMP). Therefore, every word contained within the Bible is useful to us; but only if we act on it.

“But I don’t understand the Bible,” you might be thinking. The thing is, the more we study and obey His Word, the clearer it actually becomes to us. Proverbs says, “if you will turn (repent) and give heed to my reproof, behold, I [Wisdom] will pour out my spirit upon you, I will make my words known to you” (1:23, AMP); and if we ask for understanding and insight, He will give it to us (2:1-12). But the Word also states, “the [reverent] fear and woshipful awe of the Lord includes the hatred of evil, pride, arrogance, the evil way, and the perverted mouth” (Proverbs 8:13, AMP). To repeat, we must apply the Word to our lives and have a teachable spirit.

In the book of Proverbs, Wisdom is given human characteristics so that we can better understand it. It says that we should treat Wisdom like a sister or close friend (Proverbs 7:4) and goes on to describe Wisdom as a woman crying out in the streets saying, “all the words of my mouth are righteous; there is nothing contrary to truth or crooked in them. They are all plain to him who understands [and opens his heart], and right to those who find knowledge and live by it” (Proverbs 8:8-9, AMP).

Conversely, the Word also describes foolishness/ignorance/thoughtlessness–the opposite of Wisdom–as the loose woman. The loose woman–or harlot–is tempting, pleasing to the eye, sly, cunning, turbulent, willful, and deceptive (Proverbs 5:3-11, 7:4-12), just like sin. We are to stay far away from her.FontCandy (10)

The Wisdom found in Proverbs covers practically everything, from marriage, to parenting, finances, friendships, and our spiritual relationship with God. As Proverbs states, “give instruction to a wise man and he will be yet wise; teach a righteous man and he will increase in learning. The reverent and worshipful fear of the Lord is the beginning of Wisdom, and the knowledge of the Holy One is insight and understanding” (9:9-10, AMP). If we desire Wisdom, we must first fear the Lord, then by the power of His Holy Spirit we will obey the Lord, and continue learning and changing, from the inside out. As we learn and change, we draw closer to the Lord and get to know Him better, and we learn and change even further; this is called the process of sanctification. And now we’ve come full circle!

Lastly, godly Wisdom isn’t something we’ll ever fully attain. There will never be a time on this earth that we’ll know all or understand all, but that shouldn’t prevent us from seeking out Wisdom, discernment, or understanding. Especially, because godly Wisdom isn’t just for us to hoard, but it’s for us to share with our friends, family, co-workers, and neighbors, that we might draw men to Christ through our words and actions.

Be sure to come back next week as we continue our series on the book of Proverbs. I love y’all and God bless!

Floods, Faith and Finances: A look at Proverbs

I’ve been following Dave Ramsey for a few years now and when my husband and I got married we were both committed to living a debt-free lifestyle. We were both working outside the home then, so each month we budgeted our income, and were able to very quickly pay off his vehicle, and then began to do the same with my student loan. Then, just 6 months into our marriage we found ourselves expecting, so we pushed pause on our debt-snowball (as Dave calls it, and as he recommends) and just started saving as much as we could, while still making the minimum payments on the loan. Once Cookie girl and I came home safe and sound, and the hospital bills were paid, the rest of money that we’d saved went to paying off the student loan. And then I was free to leave my job and stay home with the baby. I was nervous and excited about leaving my job to be a stay-at-home-mom.

After a few months we decided we were ready to purchase a home. Now, Dave Ramsey recommends that you save up a 3-6 month emergency fund and your 20% down payment before purchasing. Let’s just say, we were impatient, lol. We saved a couple thousand and were ready to move. We did not follow Dave’s recommendation, but we still tried to be wise in our financial decisions. We always kept a small emergency fund, refused to use credit (except the mortgage, obviously), and made sure our monthly mortgage payment wouldn’t exceed 35% of our take-home pay.

After a few months of being in our new home we’re finally back on track as far as budgeting and savings go. We’ve been putting a percentage of each paycheck in our emergency fund to build it up, and allocating money for our tithe, mortgage, utilities, groceries, etc. This means we’ve been taking some time to get our home in order, since we’re purchasing everything with cash, little by little.

The Flood…Well, a few weeks ago I called a plumber about a leak we noticed in our 2nd bathroom; the drywall was stained from moisture. He told us that it looked like the caulking needed to be repaired on the bathtub and the water was pooling in that spot. So, Saturday my husband and I went to the hardware store for items to make the repair. As he began tearing away old drywall, he noticed it was very wet. We decided we would call another plumber for a second opinion, but wanted to spray the area with a little mold and mildew remover since the area was now open. Suddenly, he heard a drip and then a pipe started spraying water everywhere! He raced downstairs to turn off the water and we called our insurance and the plumber.

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The culprit behind the leak, turned sprayer.

By Sunday afternoon, the pipe was repaired, the flooring and drywall removed, and dehumidifiers were in place. But Sunday morning, as I headed to church I was thanking God. For one, W was originally supposed leave on a work trip this weekend, and if that pipe had decided to spray when it was just me at home I wouldn’t have known how to shut the water off, or who to call for help. Second, we were home when it happened and were able to shut the water off before too much damage occurred. And third, we were able to pay for the repair using money set aside for our emergency fund.

Every day I pray over our home, that God protect it, and us; and that God give us wisdom over our household, marriage, child(ren), ministries, and finances; and I thank Him for His many blessings. Interestingly enough, I was thanking God for being our provider and helping us build our emergency fund, just a few days ago, and I noted that our emergency fund is not where we place our faith. Our faith is in God and His provision, because He gives us everything we need. And it’s our responsibility to be a good steward of these things. To plan and manage our finances according to biblical principles is to walk in obedience.

But what does that look like? The book of Proverbs is a great place to start. I want to share more on this book in the future, but here are a few financial principles you can find straight from the Word of God.

Tithe.

Proverbs 3:9 (AMP) says to “honor the Lord with your capital and sufficiency and with the first fruits of all your income.”

God doesn’t need our money, it belongs to Him from the get-go. The Word says the earth is the Lord’s and everything within it (Psalm 24:1)! To give Him the first fruits is to show that we recognize that it’s God who provides, that we are thankful for His provision, and that we honor and respect Him. At least a tenth of our income should be given to establish His kingdom and do His work.

Know the value of money.

Like I stated previously, money shouldn’t be where we place our faith. It can’t save us from the grave, and it certainly can’t save our souls; it’s simply something we use. Proverbs 3:13-16 states that godly Wisdom is much more valuable than riches, and it should be what we strive for more than anything else.

While there’s nothing wrong with wealth, in itself, putting it above God is wrong. Proverbs also states that “wealth is worthless in the day of wrath, but righteousness delivers from death” (11:4, NIV); “those who trust in their riches will fall, but the righteous will thrive like a green leaf” (11:28, NIV); and the rich man is deluded if he believes his wealth will protect him (18:11, my paraphrase based on the AMP, lol).

Work diligently.

While money and/or wealth should never supersede our obedience or love for Christ, we do need an income to provide for ourselves, our family, and in order to give. That’s why Proverbs has so much to say on this point:

  • Lazy hands make for poverty, but diligent hands bring wealth (10:4, NIV).
  • Those who work their land will have abundant food, but those who chase fantasies have no sense (12:11, NIV).
  • Diligent hands will rule, but laziness ends in forced labor (12:24, NIV).
  • The lazy do not roast any game, but the diligent feed on the riches of the hunt (12:27, NIV).
  • All hard work brings a profit, but mere talk leads only to poverty (14:23, NIV).
  • Do you see someone skilled in their work? They will serve before kings; they will not serve before officials of low rank (22:29, NIV).
  • Put your outdoor work in order and get your fields ready; after that, build your house (24:27).

The list goes on! Proverbs 6:6-11,16:26, 19:15, 21:25, 27:23-27, and 28:19 all mention work, and/or laziness, as well.

Don’t be in haste to make a quick buck.

Building wealth, an emergency or retirement fund, or paying off your home doesn’t normally happen overnight. But if it did/does, God has something to say about that, too. Proverbs states that “dishonest money dwindles away, but whoever gathers money little by little makes it grow” (13:11, NIV); “an inheritance claimed too soon will not be blessed at the end” (20:21, NIV); and “a faithful person will be richly blessed, but one eager to get rich will not go unpunished (28:20, NIV).

Be a person of integrity.

I shouldn’t have to say this, but being a person of integrity will go a long way in every area of life, including your finances. Proverbs has much to say regarding this as well:

  • The Lord detests dishonest scales, but accurate weights find favor with him (11:1, NIV).
  • A wicked person earns deceptive wages, but the one who sows righteousness reaps a sure reward (11:18, NIV).
  • Better a little with the fear of the Lord than great wealth with turmoil (15:16, NIV).
  • Better a little with righteousness than much gain with injustice (16:8, NIV).
  • The wicked accept bribes in secret to pervert the course of justice (17:23, NIV).
  • Better is a poor man who walks in his integrity than a [rich] man who is twisted in his speech and is a [shortsighted] fool (19:1, AMP).

Again, the list continues with Proverbs 3:33, 16:20, 20:10, 20:23, 21:6, 22:1, 22:22, 28:6, 28:8, and 29:24.

Be content with what God provides.

Being content with what God provides doesn’t mean you can’t work harder to bring in more income, what it does mean, is that we don’t covet the things others have, or live in longing, and let our want consume us. Proverbs states that “the wicked desire the plunder of evil men, but the root of the righteous yields richer fruit” (12:12, AMP); “the craving of a sluggard will be the death of him, because his hands refuse to work. All day long he craves for more, but the righteous give without sparing” (21:25-26, NIV); “he who has an evil and envious eye hurries to be rich and does not know that poverty will come upon him” (28:22, AMP); and “the greedy stir up conflict, but those who trust in the Lord will prosper” (28:5, NIV).

Be generous.

As Proverbs 21:26 states, “the righteous give without sparing.” The Word says that when we give it will be returned unto us (Luke 6:38). However, this isn’t to say that when we give of our finances, we’ll receive more money in return; but a few things I’ve learned about giving are: 1) We honor God in our finances (and lives) when we give, 2) When we give, the remainder of our income is always enough to meet our needs, and 3) Our hearts are changed, and we become less concerned with our needs, than the needs of others. Proverbs says that “one person gives freely, yet gains even more; another withholds unduly, but comes to poverty” (11:24, NIV); “whoever oppresses the poor shows contempt for their Maker, but whoever is kind to the needy honors God” (14:31, NIV); “whoever is kind to the poor lends to the Lord, and he will reward them for what they have done” (19:17, NIV); and “whoever shuts their ears to the cry of the poor will also cry out and not be answered” (21:13, NIV). Other verses concerning this, are Proverbs 22:9, 22:16, 22:22, and 28:27.

Don’t co-sign on someone else’s debt.

Now, being generous does not mean that we loan out money, or co-sign on another’s loan. Being generous means we simply give, no strings attached, and no expectations of being repaid. Proverbs states, more than once, that we should not co-sign on another’s loan. I love how the amplified Bible puts it:

My son, if you have become surety (guaranteed a debt or obligation) for your neighbor, If you have given your pledge for [the debt of] a stranger or another [outside your family], If you have been snared with the words of your lips, If you have been trapped by the speech of your mouth, Do this now, my son, and release yourself [from the obligation]; Since you have come into the hand of your neighbor, Go humble yourself, and plead with your neighbor [to pay his debt and release you]. Give no [unnecessary] sleep to your eyes, Nor slumber to your eyelids; Tear yourself away like a gazelle from the hand of the hunter And like a bird from the hand of the fowler.~ Proverbs 6:1-5

The author writes like it’s a life or death situation!

Proverbs also states that whoever co-signs a loan will suffer (11:15), that only a fool (or one who lacks sense) co-signs for another (17:18), and that the creditor will be quick to take the belongings of the co-signer when the primary cannot repay the debt (20:16, 22:26-27, 27:13).

Don’t be a borrower.

There’s a saying I once heard: “Neither a lender or borrower be.” I can’t remember where I heard it exactly, but it came to mind while I was writing my notes for this post. Proverbs 22:7 (NIV) states that “the rich rule over the poor, and the borrower is slave to the lender.” A slave…

Being in debt, whether to a bank, credit card company, friend or family member, etc. is like being enslaved. It’s not something we think about in that manner, very often, is it? But every month we must pay someone else our hard-earned money (plus interest!), or risk repossession, foreclosure, calls from debt collectors, being sued, or liens on your bank accounts or estate (after your passing). Without that debt hanging over your head, your income would be yours to do with as you please (or as God deems fit).

Spend wisely.

Lastly, spend wisely. Proverbs says “the plans of the diligent lead to profit as surely as haste leads to poverty” (21:5, NIV); “whoever loves pleasure will become poor; whoever loves wine and olive oil will never be rich” (21:17, NIV); “there is precious treasure and oil in the house of the wise [who prepare for the future], But a short-sighted and foolish man swallows it up and wastes it” (21:20, AMP); and “do not join those who drink too much wine or gorge themselves on meat, for drunkards and gluttons become poor, and drowsiness clothes them in rags” (23:20-21, NIV).

If we waste all our money on things we don’t need, or that deliver temporary satisfaction, we won’t be able to take care of our every day needs. This doesn’t mean that we can’t have fun, it just means that we have to set limits and budget. In the last chapter of Proverbs we read about the virtuous woman (often described as the Proverbs 31 woman); in verse 16 we read about how she considers buying a field–she thinks about it before doing so–and in verse 25 we read that she’s unafraid of the future because she and her family are ready. Are you ready?

I know this was a long post, but the book of Proverbs just has so much to say about our finances and I didn’t want to leave anything out. As I’ve mentioned before, there will be more posts on Proverbs in the future. I’ve been reading it over and over again for the last few weeks, and have been jotting down notes regarding different areas of our lives that it pertains to. I’d recommend reading it if you haven’t already, or re-reading it if you have, and check back with me in the upcoming weeks. Take care and God bless!