A Wise Man’s Words

According to Proverbs, the power of life and death are in the tongue (18:21). Therefore, everything we speak should be truthful (Proverbs 12:19, 22:20-21), gentle (Proverbs 15:1, 15:4, 25:15), gracious and pure (Proverbs 15:26, 22:11). Because our words are powerfully influential (Proverbs 11:11) they should impart knowledge (Proverbs 15:2, 15:7) and wisdom (Proverbs 10:11, 10:13, 10:31), and should feed and guide others (Proverbs 10:21). Our words should heal (Proverbs 12:18, 16:24), build up (Proverbs 14:1), and correct (Proverbs 19:18, 28:23); and yet, we should save our rebuke and correction for those who would listen (Proverbs 9:7-9).

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We should not speak falsehoods (Proverbs 6:16-19, 12:22, 26:28), gossip or spread secrets (Proverbs 11:9, 11:12-13, 20:19), sow strife or contention (Proverbs 20:3, 25:23-24, 26:17, 26:20-21), harp repeatedly on the mistakes of others (Proverbs 17:9), or speak rashly (Proverbs 12:18). We should not speak perversely, or contrary to the Word (Proverbs 6:12, 10:31-32), mislead or deceive (Proverbs 4:24), or slander (Proverbs 10:18, 26:22-26).

Elsewhere in the Word, we’re told that from the overflow of the heart, the mouth speaks (Luke 6:45); and that both blessings and curses ought not come from our mouths, because both fresh and bitter/salt water can’t come from the same spring (James 3:8-12). If the words that come from our mouth are an expression of what’s in our hearts, what do our words reflect about us? Are we wise or foolish? Are we full of love or hate?

I think one of the most important things for us to do, is stop and think before we speak. We’ve talked about this before, in the Characteristics of the Wise post, that we ought to be slow to speak. Our words have the capability to steer others (and ourselves) towards, or away from, the Father; to ignite a fire between friends (or brothers), according to James 3:4-6. And we will eat of the fruit, or bare the consequences, of what we say (Proverbs 12:14, 18:20).

For teachers of the Word, it’s even more important that we’re not misrepresenting the Word of God and teaching things that are untrue, for we’ll be judged by an even higher standard than others (James 3:1)!

We’re not perfect, and we will all stumble, and say the wrong thing at some point. However, we should do our best, relying on the Holy Spirit, to lead and direct us. And when we do fail, we should aim to correct, or apologize, when possible. Lastly, when others fail in their speech, we should pray for them, and ask God to help us extend grace towards them (Proverbs 12:16, 17:9, 19:11).

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Lean Not on Your Own Understanding

FontCandy (12)When I was little, I learned a lot of Scripture through song, and the verses to the left are an example of that. I do most of my private Bible study in my Amplified Bible (AMP), because it provides additional phases of meaning included in the original word, phrase, or clause of the original language and clarifying words or comments; I also like the English Standard Version (ESV, which is more of a word for word translation). But most of the Scripture I have memorized, is either in the King James (KJV) or New International (NIV), since that’s what I grew up with.

Therefore, when I come across familiar verses such as these in my AMP Bible–I sing the song, lol–and take notice of the additional words used that I might gain greater insight into the text.

Lean on, trust in, and be confident in the Lord with all your heart and mind and do not rely on your own insight or understanding. In all your ways know, recognize, and acknowledge Him, and He will direct and make straight and plain your paths. ~ Proverbs 3:5-6, AMP

Recently, I’ve noticed Facebook posts including Scripture, and then people stating their personal opinion regarding said Scripture. Basically, they attempt to void the Scripture, with their opinion. However, if something is found in the Word of God, it’s not opinion, it’s Truth. We have opinions, but God sets the standard. If our opinion goes against the Word, we’re in the wrong; and we’re being rebellious.

But…but…the are no buts. As the Bible tells us, we’re not to be relying on our own understanding of how we think things should be, because God doesn’t think like us. It’s us who should be striving to see the world as He does! If the Bible says something that we don’t understand or agree with, then we should pray that God change our heart (and mind) and help us to see as He sees, or to help us be obedient in that area, even if/when we don’t understand.

I guess what it comes down to is, are we confident that the Lord is good (perfect), and that His ways and plans are higher and greater than our own? Are we dependent upon Him for direction and revelation? Do we trust Him, fully, completely? If so, then we have to trust that what He says in His Word is true, whether we agree with it or not.

Furthermore, sometimes we simply don’t agree with something because it’s being taken out of context. This is one reason why I say the Bible needs to be read in its entirety. You may find that in one book you’ll find something that you think contradicts another verse, but in reality it simply gives us greater understanding and insight into what God really meant. The God of the Old Testament is the same God in the New Testament, with the same love for humanity, but He’s also holy, righteous, sovereign, and oh-so-wise.

So, let’s keep our eyes on the path ahead, and not turn to the right or left (Proverbs 4:25-27). Let’s remember that His Word is truth and our opinion, just that, our opinion. We don’t see the big picture as He does, but if we’re believers, the Holy Spirit can help us not to just see, but also to walk in obedience, trusting in the Lord every step of the way.

Characteristics of the Wise as Found in Proverbs

Originally this post was supposed to be about the characteristics the book of Proverbs says we should look for in our friends. However, upon further review, I realized that we’re someone’s friend, and we shouldn’t expect something of others that we aren’t willing to aspire to ourselves. So, instead we’re going to take a look at the characteristics God desires to see in us–and our friends.

Based on the book of Proverbs, not only does God desire that we hold Him in highest esteem and reverence, He also God desires that we be…

  • Kind & merciful
    • A righteous man has kind regard for the life of his animal, but even the compassion of the wicked is cruel.” (Proverbs 12:10, AMP)
    • He who oppresses the poor taunts and insults his Maker, but he who is kind and merciful and gracious to the needy honors Him.” (Proverbs 14:31, AMP)
  • Ever-learning, or seekers of knowledge
    • “A scoffer seeks wisdom and finds none [for his ears are closed to wisdom], but knowledge is easy for one who understands [because he is willing to learn].” (Proverbs 14:6, AMP)
    • The mind of the prudent [always] acquires knowledge, and the ear of the wise [always] seeks knowledge.” (Proverbs 18:15, AMP)
  • Seekers of wisdom & wise counsel
    • Happy [blessed, considered fortunate, to be admired] is the man who finds [skillful and godly] wisdom, and the man who gains understanding and insight [learning from God’s word and life’s experiences], for wisdom’s profit is better than the profit of silver, and her gain is better than fine gold.” (Proverbs 3:13-14, AMP)
    • The wise will inherit honor and glory, but dishonor and shame is conferred on fools.” (Proverbs 3:35, AMP)
  • Forgiving
    • “He who covers and forgives an offense seeks love, but he who repeats or gossips about a matter separates intimate friends.” (Proverbs 17:9, AMP)
  • Humble
    • Though He scoffs at the scoffers and scorns the scorners, yet He gives His grace [His undeserved favor] to the humble [those who give up self-importance].” (Proverbs 3:34, AMP)
    • The reward of humility [that is, having a realistic view of one’s importance] and the [reverent, worshipful] fear of the Lord is riches, honor, and life.” (Proverbs 22:4, AMP)
    • A man’s pride and sense of self-importance will bring him down, but he who has a humble spirit will obtain honor.” (Proverbs 29:23, AMP)
  • Disciplined & obedient
    • Take hold of instruction; [actively seek it, grip it firmly and] do not let go. Guard her, for she is your life. (Proverbs 4:13, AMP)
    • Like a city that is broken down and without walls [leaving it unprotected]
      is a man who has no self-control over his spirit [and sets himself up for trouble].” (Proverbs 25:28, AMP)
    • “He who keeps the law [of God and man] is a wise and discerning son, but he who is a companion of gluttons humiliates his father [and himself].” Proverbs 28:7, AMP)
  • Righteous
    • “The curse of the Lord is on the house of the wicked, but He blesses the home of the just and righteous.” (Proverbs 3:33, AMP)
    • “The righteous man who walks in integrity and lives life in accord with his [godly] beliefs—how blessed [happy and spiritually secure] are his children after him [who have his example to follow].” (Proverbs 20:7, AMP)
    • He who earnestly seeks righteousness and loyalty finds life, righteousness, and honor.” (Proverbs 21:21, AMP)
  • Just
    • The violence of the wicked will drag them away, because they refuse to do justice.” (Proverbs 21:7, AMP)
    • “These also are sayings of the wise: To show partiality in judgment is not good.” (Proverbs 24:23, AMP)
    • Open your mouth for the mute, for the rights of all who are unfortunate and defenseless; open your mouth, judge righteously, and administer justice for the afflicted and needy.” (Proverbs 31:8-9, AMP)
  • People of integrity
    • “He stores away sound wisdom for the righteous [those who are in right standing with Him]; He is a shield to those who walk in integrity [those of honorable character and moral courage].” (Proverbs 2:7, AMP)
    • For the upright [those who are in right standing with God] will live in the land and those [of integrity] who are blameless [in God’s sight] will remain in it; but the wicked will be cut off from the land and the treacherous shall be [forcibly] uprooted and removed from it.” (Proverbs 2:21-22, AMP)
    • Like a muddied fountain and a polluted spring is a righteous man who yields and compromises his integrity before the wicked.” (Proverbs 25:26, AMP)
  • Discerning
    • “Hear, O children, the instruction of a father, and pay attention [and be willing to learn] so that you may gain understanding and intelligent discernment.
      For I give you good doctrine; do not turn away from my instruction.” (Proverbs 4:1-2, AMP)
    • “The naive or inexperienced person [is easily misled and] believes every word he hears, but the prudent man [is discreet and astute and] considers well where he is going. A wise man suspects danger and cautiously avoids evil, but the fool is arrogant and careless.” (Proverbs 14:15-16, AMP)
  • Diligent
    • “The hand of the diligent will rule, but the negligent and lazy will be put to forced labor.” (Proverbs 12:24, AMP)
    • The plans of the diligent lead surely to abundance and advantage, but everyone who acts in haste comes surely to poverty.” (Proverbs 21:5, AMP)
  • Slow to anger
    • “The [arrogant] fool’s anger is quickly known [because he lacks self-control and common sense], but a prudent man ignores an insult.” (Proverbs 12:16, AMP)
    • “Good sense and discretion make a man slow to anger, and it is his honor and glory to overlook a transgression or an offense [without seeking revenge and harboring resentment].” (Proverbs 19:11, AMP)
    • Do not even associate with a man given to angry outbursts; or go [along] with a hot-tempered man, or you will learn his [undisciplined] ways and get yourself trapped [in a situation from which it is hard to escape].” (Proverbs 22:24-25, AMP)
  • Speakers of truth, honest & reliable
    • The thoughts and purposes of the [consistently] righteous are just (honest, reliable), but the counsels and schemes of the wicked are deceitful.” (Proverbs 12:5, AMP)
    • Truthful lips will be established forever, but a lying tongue is [credited] only for a moment.” (Proverbs 12:19, AMP)
    • A false witness will perish, but a man who listens to the truth will speak forever and go unchallenged.” (Proverbs 21:28, AMP)
  • Slow to speak, or we think before speaking
    • A shrewd man is reluctant to display his knowledge [until the proper time], but the heart of [over-confident] fools proclaims foolishness. (Proverbs 12:23, AMP)
    • He who has knowledge restrains and is careful with his words, and a man of understanding and wisdom has a cool spirit (self-control, an even temper).” (Proverbs 17:27, AMP)
    • He who answers before he hears [the facts]—it is folly and shame to him.” (Proverbs 18:13, AMP)
  • Accepting of correction
    • The ear that listens to and learns from the life-giving rebuke (reprimand, censure) will remain among the wise.” (Proverbs 15:31, AMP)
    • Listen to counsel, receive instruction, and accept correction, that you may be wise in the time to come.” (Proverbs 19:20, AMP)
    • When the scoffer is punished, the naive [observes the lesson and] becomes wise; but when the wise and teachable person is instructed, he receives knowledge.” (Proverbs 21:11, AMP)
  • Peaceable, or having a soft-spoken and gentle spirit
    • There is one who speaks rashly like the thrusts of a sword, but the tongue of the wise brings healing.” (Proverbs 12:18, AMP)
    • “A soft and gentle and thoughtful answer turns away wrath, but harsh and painful and careless words stir up anger. (Proverbs 15:1, AMP)
    • “It is an honor for a man to cease from strife and keep aloof from it, but every fool will quarrel.” (Proverbs 20:3, AMP)

These are not all inclusive, and many of these have multiple Scripture to back them up, but for sake of time I maxed them out at 3 verses. Lastly, again, I encourage you to read the book of Proverbs on your own. See what other characteristics of the wise leap out at you, and share with us in the comments below!

Take care. May God bless you. And be sure to come back in the upcoming weeks for more on the book of Proverbs.

The Wisdom of Proverbs

Wisdom is something I find myself praying for quite often, if not, every day. Wisdom as a wife, as a mother, as a believer. However, God has already given us His Word, and the book of Proverbs is chock full of wisdom! In fact, Proverbs 1:1-6 says that the book was written so that people might know skillful and godly Wisdom, instruction and discernment; and the discipline of wise thoughtfulness, righteousness, justice, and integrity.

Why?

Why should we desire godly Wisdom? Because Wisdom comes from God, was with God before time began, and it’s priceless (Proverbs 3:19-22, 8:22-31)! Proverbs 3:14-15 says that the gaining of it is better than gaining silver, the profit better than gold; it’s more precious than rubies; and nothing can be compared to it. Also, those who love wisdom will inherit true riches (Proverbs 8:20-21); and Wisdom brings life, honor, glory, and blessings (Proverbs 3:14-18, 4:8, 13:14, 15:31, 19:23). Who wouldn’t want godly Wisdom?!

How?

So, what is the first step to gaining such wisdom? Fear the Lord, says Proverbs 1:7. “But how does that help me learn wisdom?” you may ask. Well, reverent and worshipful fear of the Lord means that we have utmost respect for Him, above all else. It means that we walk in obedience, we honor and worship Him, we are attentive to and accept His words, we seek understanding, and treasure His Word. Basically, it’s wise to fear the Lord; that’s why it’s the first step!

Additionally, Proverbs says, “the wise in heart will accept and obey commandments” (10:8, AMP); and “the mind of the prudent is ever getting knowledge, and the ear of the wise is ever seeking knowledge” (18:15, AMP). Like David said, the law of the Lord is perfect and sweet to those who love Him (Psalm 19:7-11). Therefore, because we love and respect Him we study His Word!

Spending time in the Word of God is how we’re going to learn more about the character of God and, in turn, the Wisdom of God. We can’t expect to gain the Wisdom of God, if we refuse to open up the Bible and examine it closely (for ourselves). It won’t just “come” to us, and we won’t find it in the world. Proverbs says “every word of God is tried and purified” (30:5, AMP); and that there’s no human wisdom or understanding that can prevail against the Lord (21:30, AMP). Therefore, every word contained within the Bible is useful to us; but only if we act on it.

“But I don’t understand the Bible,” you might be thinking. The thing is, the more we study and obey His Word, the clearer it actually becomes to us. Proverbs says, “if you will turn (repent) and give heed to my reproof, behold, I [Wisdom] will pour out my spirit upon you, I will make my words known to you” (1:23, AMP); and if we ask for understanding and insight, He will give it to us (2:1-12). But the Word also states, “the [reverent] fear and woshipful awe of the Lord includes the hatred of evil, pride, arrogance, the evil way, and the perverted mouth” (Proverbs 8:13, AMP). To repeat, we must apply the Word to our lives and have a teachable spirit.

In the book of Proverbs, Wisdom is given human characteristics so that we can better understand it. It says that we should treat Wisdom like a sister or close friend (Proverbs 7:4) and goes on to describe Wisdom as a woman crying out in the streets saying, “all the words of my mouth are righteous; there is nothing contrary to truth or crooked in them. They are all plain to him who understands [and opens his heart], and right to those who find knowledge and live by it” (Proverbs 8:8-9, AMP).

Conversely, the Word also describes foolishness/ignorance/thoughtlessness–the opposite of Wisdom–as the loose woman. The loose woman–or harlot–is tempting, pleasing to the eye, sly, cunning, turbulent, willful, and deceptive (Proverbs 5:3-11, 7:4-12), just like sin. We are to stay far away from her.FontCandy (10)

The Wisdom found in Proverbs covers practically everything, from marriage, to parenting, finances, friendships, and our spiritual relationship with God. As Proverbs states, “give instruction to a wise man and he will be yet wise; teach a righteous man and he will increase in learning. The reverent and worshipful fear of the Lord is the beginning of Wisdom, and the knowledge of the Holy One is insight and understanding” (9:9-10, AMP). If we desire Wisdom, we must first fear the Lord, then by the power of His Holy Spirit we will obey the Lord, and continue learning and changing, from the inside out. As we learn and change, we draw closer to the Lord and get to know Him better, and we learn and change even further; this is called the process of sanctification. And now we’ve come full circle!

Lastly, godly Wisdom isn’t something we’ll ever fully attain. There will never be a time on this earth that we’ll know all or understand all, but that shouldn’t prevent us from seeking out Wisdom, discernment, or understanding. Especially, because godly Wisdom isn’t just for us to hoard, but it’s for us to share with our friends, family, co-workers, and neighbors, that we might draw men to Christ through our words and actions.

Be sure to come back next week as we continue our series on the book of Proverbs. I love y’all and God bless!

Floods, Faith and Finances: A look at Proverbs

I’ve been following Dave Ramsey for a few years now and when my husband and I got married we were both committed to living a debt-free lifestyle. We were both working outside the home then, so each month we budgeted our income, and were able to very quickly pay off his vehicle, and then began to do the same with my student loan. Then, just 6 months into our marriage we found ourselves expecting, so we pushed pause on our debt-snowball (as Dave calls it, and as he recommends) and just started saving as much as we could, while still making the minimum payments on the loan. Once Cookie girl and I came home safe and sound, and the hospital bills were paid, the rest of money that we’d saved went to paying off the student loan. And then I was free to leave my job and stay home with the baby. I was nervous and excited about leaving my job to be a stay-at-home-mom.

After a few months we decided we were ready to purchase a home. Now, Dave Ramsey recommends that you save up a 3-6 month emergency fund and your 20% down payment before purchasing. Let’s just say, we were impatient, lol. We saved a couple thousand and were ready to move. We did not follow Dave’s recommendation, but we still tried to be wise in our financial decisions. We always kept a small emergency fund, refused to use credit (except the mortgage, obviously), and made sure our monthly mortgage payment wouldn’t exceed 35% of our take-home pay.

After a few months of being in our new home we’re finally back on track as far as budgeting and savings go. We’ve been putting a percentage of each paycheck in our emergency fund to build it up, and allocating money for our tithe, mortgage, utilities, groceries, etc. This means we’ve been taking some time to get our home in order, since we’re purchasing everything with cash, little by little.

The Flood…Well, a few weeks ago I called a plumber about a leak we noticed in our 2nd bathroom; the drywall was stained from moisture. He told us that it looked like the caulking needed to be repaired on the bathtub and the water was pooling in that spot. So, Saturday my husband and I went to the hardware store for items to make the repair. As he began tearing away old drywall, he noticed it was very wet. We decided we would call another plumber for a second opinion, but wanted to spray the area with a little mold and mildew remover since the area was now open. Suddenly, he heard a drip and then a pipe started spraying water everywhere! He raced downstairs to turn off the water and we called our insurance and the plumber.

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The culprit behind the leak, turned sprayer.

By Sunday afternoon, the pipe was repaired, the flooring and drywall removed, and dehumidifiers were in place. But Sunday morning, as I headed to church I was thanking God. For one, W was originally supposed leave on a work trip this weekend, and if that pipe had decided to spray when it was just me at home I wouldn’t have known how to shut the water off, or who to call for help. Second, we were home when it happened and were able to shut the water off before too much damage occurred. And third, we were able to pay for the repair using money set aside for our emergency fund.

Every day I pray over our home, that God protect it, and us; and that God give us wisdom over our household, marriage, child(ren), ministries, and finances; and I thank Him for His many blessings. Interestingly enough, I was thanking God for being our provider and helping us build our emergency fund, just a few days ago, and I noted that our emergency fund is not where we place our faith. Our faith is in God and His provision, because He gives us everything we need. And it’s our responsibility to be a good steward of these things. To plan and manage our finances according to biblical principles is to walk in obedience.

But what does that look like? The book of Proverbs is a great place to start. I want to share more on this book in the future, but here are a few financial principles you can find straight from the Word of God.

Tithe.

Proverbs 3:9 (AMP) says to “honor the Lord with your capital and sufficiency and with the first fruits of all your income.”

God doesn’t need our money, it belongs to Him from the get-go. The Word says the earth is the Lord’s and everything within it (Psalm 24:1)! To give Him the first fruits is to show that we recognize that it’s God who provides, that we are thankful for His provision, and that we honor and respect Him. At least a tenth of our income should be given to establish His kingdom and do His work.

Know the value of money.

Like I stated previously, money shouldn’t be where we place our faith. It can’t save us from the grave, and it certainly can’t save our souls; it’s simply something we use. Proverbs 3:13-16 states that godly Wisdom is much more valuable than riches, and it should be what we strive for more than anything else.

While there’s nothing wrong with wealth, in itself, putting it above God is wrong. Proverbs also states that “wealth is worthless in the day of wrath, but righteousness delivers from death” (11:4, NIV); “those who trust in their riches will fall, but the righteous will thrive like a green leaf” (11:28, NIV); and the rich man is deluded if he believes his wealth will protect him (18:11, my paraphrase based on the AMP, lol).

Work diligently.

While money and/or wealth should never supersede our obedience or love for Christ, we do need an income to provide for ourselves, our family, and in order to give. That’s why Proverbs has so much to say on this point:

  • Lazy hands make for poverty, but diligent hands bring wealth (10:4, NIV).
  • Those who work their land will have abundant food, but those who chase fantasies have no sense (12:11, NIV).
  • Diligent hands will rule, but laziness ends in forced labor (12:24, NIV).
  • The lazy do not roast any game, but the diligent feed on the riches of the hunt (12:27, NIV).
  • All hard work brings a profit, but mere talk leads only to poverty (14:23, NIV).
  • Do you see someone skilled in their work? They will serve before kings; they will not serve before officials of low rank (22:29, NIV).
  • Put your outdoor work in order and get your fields ready; after that, build your house (24:27).

The list goes on! Proverbs 6:6-11,16:26, 19:15, 21:25, 27:23-27, and 28:19 all mention work, and/or laziness, as well.

Don’t be in haste to make a quick buck.

Building wealth, an emergency or retirement fund, or paying off your home doesn’t normally happen overnight. But if it did/does, God has something to say about that, too. Proverbs states that “dishonest money dwindles away, but whoever gathers money little by little makes it grow” (13:11, NIV); “an inheritance claimed too soon will not be blessed at the end” (20:21, NIV); and “a faithful person will be richly blessed, but one eager to get rich will not go unpunished (28:20, NIV).

Be a person of integrity.

I shouldn’t have to say this, but being a person of integrity will go a long way in every area of life, including your finances. Proverbs has much to say regarding this as well:

  • The Lord detests dishonest scales, but accurate weights find favor with him (11:1, NIV).
  • A wicked person earns deceptive wages, but the one who sows righteousness reaps a sure reward (11:18, NIV).
  • Better a little with the fear of the Lord than great wealth with turmoil (15:16, NIV).
  • Better a little with righteousness than much gain with injustice (16:8, NIV).
  • The wicked accept bribes in secret to pervert the course of justice (17:23, NIV).
  • Better is a poor man who walks in his integrity than a [rich] man who is twisted in his speech and is a [shortsighted] fool (19:1, AMP).

Again, the list continues with Proverbs 3:33, 16:20, 20:10, 20:23, 21:6, 22:1, 22:22, 28:6, 28:8, and 29:24.

Be content with what God provides.

Being content with what God provides doesn’t mean you can’t work harder to bring in more income, what it does mean, is that we don’t covet the things others have, or live in longing, and let our want consume us. Proverbs states that “the wicked desire the plunder of evil men, but the root of the righteous yields richer fruit” (12:12, AMP); “the craving of a sluggard will be the death of him, because his hands refuse to work. All day long he craves for more, but the righteous give without sparing” (21:25-26, NIV); “he who has an evil and envious eye hurries to be rich and does not know that poverty will come upon him” (28:22, AMP); and “the greedy stir up conflict, but those who trust in the Lord will prosper” (28:5, NIV).

Be generous.

As Proverbs 21:26 states, “the righteous give without sparing.” The Word says that when we give it will be returned unto us (Luke 6:38). However, this isn’t to say that when we give of our finances, we’ll receive more money in return; but a few things I’ve learned about giving are: 1) We honor God in our finances (and lives) when we give, 2) When we give, the remainder of our income is always enough to meet our needs, and 3) Our hearts are changed, and we become less concerned with our needs, than the needs of others. Proverbs says that “one person gives freely, yet gains even more; another withholds unduly, but comes to poverty” (11:24, NIV); “whoever oppresses the poor shows contempt for their Maker, but whoever is kind to the needy honors God” (14:31, NIV); “whoever is kind to the poor lends to the Lord, and he will reward them for what they have done” (19:17, NIV); and “whoever shuts their ears to the cry of the poor will also cry out and not be answered” (21:13, NIV). Other verses concerning this, are Proverbs 22:9, 22:16, 22:22, and 28:27.

Don’t co-sign on someone else’s debt.

Now, being generous does not mean that we loan out money, or co-sign on another’s loan. Being generous means we simply give, no strings attached, and no expectations of being repaid. Proverbs states, more than once, that we should not co-sign on another’s loan. I love how the amplified Bible puts it:

My son, if you have become surety (guaranteed a debt or obligation) for your neighbor, If you have given your pledge for [the debt of] a stranger or another [outside your family], If you have been snared with the words of your lips, If you have been trapped by the speech of your mouth, Do this now, my son, and release yourself [from the obligation]; Since you have come into the hand of your neighbor, Go humble yourself, and plead with your neighbor [to pay his debt and release you]. Give no [unnecessary] sleep to your eyes, Nor slumber to your eyelids; Tear yourself away like a gazelle from the hand of the hunter And like a bird from the hand of the fowler.~ Proverbs 6:1-5

The author writes like it’s a life or death situation!

Proverbs also states that whoever co-signs a loan will suffer (11:15), that only a fool (or one who lacks sense) co-signs for another (17:18), and that the creditor will be quick to take the belongings of the co-signer when the primary cannot repay the debt (20:16, 22:26-27, 27:13).

Don’t be a borrower.

There’s a saying I once heard: “Neither a lender or borrower be.” I can’t remember where I heard it exactly, but it came to mind while I was writing my notes for this post. Proverbs 22:7 (NIV) states that “the rich rule over the poor, and the borrower is slave to the lender.” A slave…

Being in debt, whether to a bank, credit card company, friend or family member, etc. is like being enslaved. It’s not something we think about in that manner, very often, is it? But every month we must pay someone else our hard-earned money (plus interest!), or risk repossession, foreclosure, calls from debt collectors, being sued, or liens on your bank accounts or estate (after your passing). Without that debt hanging over your head, your income would be yours to do with as you please (or as God deems fit).

Spend wisely.

Lastly, spend wisely. Proverbs says “the plans of the diligent lead to profit as surely as haste leads to poverty” (21:5, NIV); “whoever loves pleasure will become poor; whoever loves wine and olive oil will never be rich” (21:17, NIV); “there is precious treasure and oil in the house of the wise [who prepare for the future], But a short-sighted and foolish man swallows it up and wastes it” (21:20, AMP); and “do not join those who drink too much wine or gorge themselves on meat, for drunkards and gluttons become poor, and drowsiness clothes them in rags” (23:20-21, NIV).

If we waste all our money on things we don’t need, or that deliver temporary satisfaction, we won’t be able to take care of our every day needs. This doesn’t mean that we can’t have fun, it just means that we have to set limits and budget. In the last chapter of Proverbs we read about the virtuous woman (often described as the Proverbs 31 woman); in verse 16 we read about how she considers buying a field–she thinks about it before doing so–and in verse 25 we read that she’s unafraid of the future because she and her family are ready. Are you ready?

I know this was a long post, but the book of Proverbs just has so much to say about our finances and I didn’t want to leave anything out. As I’ve mentioned before, there will be more posts on Proverbs in the future. I’ve been reading it over and over again for the last few weeks, and have been jotting down notes regarding different areas of our lives that it pertains to. I’d recommend reading it if you haven’t already, or re-reading it if you have, and check back with me in the upcoming weeks. Take care and God bless!

The Counsel of Elders

The other day I was flipping through my Flipboard (lol) when I came across this article about Silicon Valley and its Peter Pan Syndrome. Basically it’s a commentary, by Jeffrey Sonnenfeld, on how most technology firms these days like to keep a staff of young employees and often force out their older employees (or refuse to hire them). Sonnenfeld noted that the median age of Google employees, for instance, is 29. He then went on to describe why this is a mistake and how much we can gain and have gained from people over age 35 in various industries. It was actually a great commentary that I shared on my Twitter feed. (Additionally, just after I began working on this blog, I came across a similar article in the Washington Post discussing ageism in the workplace.)

After reading and contemplating the content of the article, I began thinking about another person who thought that those older than him brought little to the table: King Rehoboam.

Now, king Rehoboam took the throne after his father Solomon, son of David, son of Jesse (don’t ask me why I felt like providing the geneology, lol, maybe I had too much coffee), and Rehoboam had some pretty big shoes to fill. But in 2 Chronicles 10, we read about how after Solomon’s death, the people of Israel come to Rehoboam and request that their load be lightened–labor and tax-wise–and he tells them to let him think about it, and he’d have a response for them in three days. King Rehoboam first asks his father’s advisors as to how he should respond…

 The older counselors replied, “If you are good to these people and do your best to please them and give them a favorable answer, they will always be your loyal subjects.” But Rehoboam rejected the advice of the older men and instead asked the opinion of the young men who had grown up with him and were now his advisers. “What is your advice?” he asked them. “How should I answer these people who want me to lighten the burdens imposed by my father?” The young men replied, “This is what you should tell those complainers who want a lighter burden: ‘My little finger is thicker than my father’s waist! Yes, my father laid heavy burdens on you, but I’m going to make them even heavier! My father beat you with whips, but I will beat you with scorpions!’” ~ 2 Chronicles 10:7-11, NLT

We all know how this story ends. Rehoboam, rejects the advice given by his elders and responds as his peers told him to, and this was the wrong answer! In fact, this is the determining factor of Israel’s split from Judah; creating the northern and southern kingdoms.

When I first read this, I thought, “what a spoiled rotten, thoughtless, stubborn, little teenager!” but then, I went on to read in 2 Chronicles 12 that Rehoboam was actually 41 years old when he took over the kingdom! He was a grown adult behaving as a child!

So, here I am, having just read these two things–the article/commentary and 2 Chronicles 10–and I’m recognizing how we can, at any age, fall into this trap of ignoring and holding in contempt, the wisdom of our elders. I believe that we can become so consumed in the way we do things now and doing things “the right way,” or our way, or improving upon the way things have been done, that we negate the people who have been doing those same things in generations past. By doing so we attempt to deny the skill, wisdom, and knowledge of those who came before us; when the truth is, we couldn’t do or wouldn’t have most of the things we do today, if they weren’t out there “doing” before us. We don’t create from scratch…we simply build upon the foundation that’s been laid before us.

Proverbs 4:6-9, NIV

Rehoboam’s elderly counsel were the same men that counseled his father; and according to the Bible, Solomon was the wisest person to have ever lived. So, why do we, like Rehoboam, think that our way is best, and deny the wisdom and counsel of those who’ve gone before us? Why do we think that those older than us have nothing to bring to the table or have nothing of value to offer us?

Now, this isn’t to say that we don’t have something new or better to offer, but that we respect and accept the fact that our elders laid the foundation for us to have what we have, have provided a path for the future, and are still capable of providing much insight and wisdom; much like we are doing for those who will follow us. Neither does it mean that we neglect to seek the counsel and wisdom of God, for as the Word says, “true wisdom and power are found in God; counsel and understanding are His” (Job 12:13, NLT) and “God looks down from heaven on the entire human race; He looks to see if anyone is truly wise, if anyone seeks God” (Psalm 53:2, NLT).

Therefore, let us not neglect or scorn the wisdom of our elders, but take it into consideration, contemplate upon the words and advice of those who’ve gone before us, and compare it to what the Bible says and let’s not act harshly, rebelliously, or rashly, but be considerate and respectful of the opinions of others.

If you become wise, you will be the one to benefit.
If you scorn wisdom, you will be the one to suffer. ~ Proverbs 9:12, NLT

Fools think their own way is right,
but the wise listen to others. ~ Proverbs 12:15, NLT

Pride leads to conflict;
those who take advice are wise. – Proverbs 13:10, NLT

Wise people think before they act;
fools don’t—and even brag about their foolishness. ~ Proverbs 13:16, NLT

Walk with the wise and become wise;
associate with fools and get in trouble. ~ Proverbs 13:20, NLT

If you listen to constructive criticism,
you will be at home among the wise. ~ Proverbs 15:31, NLT