Living on a budget isn’t always easy. I don’t make much money and I’m still trying to pay off my student loan, so as a single, working woman my grocery budget is only $60 for every two weeks. As such, there are a few things I’ve learned about grocery budgeting and shopping.
- Always plan your meals. I always try to plan my meals in advance so that I can create a proper grocery list, which brings me to point number 2…
- Always go shopping with a written grocery list. Going without a list means that you’ll forget things you may need and probably pick up things you don’t.
- Use cash! Using cash prevents you from overspending. I know people prefer debit cards these days, but every time I use my debit card I end up spending more than I budgeted.
- Bring a calculator. As you pick up the items you need, add up the cost, rounding up to account for taxes; and if you go over budget, put something back! A budget is worthless if you don’t stick to it.
- Last, but not least…Eat something! I probably don’t have to tell you this, but I’m going to anyways…NEVER go grocery shopping while hungry. Please eat something before you go, otherwise you’re sure to just start throwing anything and everything in your cart.
Shopping began getting easier as I chose to stick to these rules. Additionally, I realized a few things would no longer be purchased due to my slimmer budget. Prepackaged foods ate up my money, as did meat, so I began making more from scratch and eating more vegetarian meals. I didn’t completely give up meat, but I don’t have to eat it with every meal. Since I work during the week, I batch cook on the weekend and freeze meals for lunch, and then I make simple things for myself at home for dinner (ahh…the unmarried life, lol).
In conclusion, below is a list of budget-friendly items that I try to always keep on hand.
- Steel-cut oatmeal
- Cereal (Yes, I have a problem, lol.)
- Peanut butter
- All beef or Kosher Hot Dogs
- Almond milk
- Baby carrots
- Strawberry jam
- Vinegar & oil salad dressing
- Seasonings (salt, pepper, cayenne pepper, chili powder, cumin, garlic powder, lemon pepper, etc.)
Depending upon what’s on sale or what I plan on making for lunch for the next two weeks I might pick up one package of ground beef, chicken, pork, or salmon. There are other items I pick up as needed, but these are the basic items I try to always keep at home.