Family Meal Planning on a Budget

Beside the cost of housing, food, literally, eats up one of the largest percentages of the average family budget. If we’re not careful, we could easily end up spending way more than we can afford on dining out and groceries. Our family rarely eats out, although, we do budget a small sum each month “just in case” we need to eat on the go. Instead, we try to plan and shop smart, for meals at home.

I haven’t done a budget grocery post since 2015’s Pantry Staples on a Frugal Budget, when I was unmarried, and without a child; and I thought now would be a good time to do so. Back then, I wasn’t cooking or eating (as a nursing mom) nearly as much as now, and cooking for 1 is much different than cooking for 2 adults and a choosy toddler. Furthermore, since I’m a stay-at-home momma (SAHM), I’m making food and snacks for myself and Cookie Girl throughout the day. So, my $30 a week budget from 3 years ago, definitely wouldn’t fly today. Now, we have about a $100 weekly budget. Some weeks we spend a little more and others a little less, but since we create a monthly budget (using the Every Dollar app), as long as we stay within what we’ve budgeted for groceries for the month, we’re good to go.

I’m gonna be honest, I struggled with meal prep and budgeting, for a while after baby was born. The hubbs did a lot of the cooking and grocery shopping, and while he’s a great cook (thank you, Lord), he doesn’t care much for sticking to a budget. When I did begin cooking again, it was a challenge because our family needs had changed. When we both worked outside the home, I would batch cook on the weekends so we’d have frozen/leftover meals for lunch and make simple stuff for dinner during the week. However, I’m no longer working outside the home, and we now live 30 minutes away from town; so we need meals that require little time for preparation, or we’ll end up eating fast food. Now that I’m a home during the day (for the most part), I have a little more freedom to make a variety of delicious, but simple home-cooked meals.

So, how are we doing it? Well, we’re still following those simple tips from that 2015 post, but we’re also incorporating the following…

  1. Monday morning I plan my week. That way I know what’s happening during the week.20180910_120555.jpg
  2. Then I plan my meals around what we’ll be doing during the week. We usually have leftovers on the days I won’t have time to cook, use the slow cooker, or pull out a freezer meal. (We’ve been testing recipes from the “Seriously Good Freezer Meals” cookbook; so far, I love it.)
  3. I plan 4 meals for the next week, so I can go grocery shopping the week before. That means, I have all the groceries I need this week, because I picked them up last week.
  4. I do most of our shopping at Aldi. We buy practically everything at Aldi because you just can’t beat their prices. Yes, it’s further away for me–we have a grocery store much closer to home–but the prices are nowhere near the prices we can get at Aldi. If there’s something I can’t find there, then I’ll go to another grocery store. (Note: Target is not a grocery store! Grocery prices tend to be much higher there.)
  5. We only go to Costco twice a month. I’ve found that if I made weekly trips to Costco I would over-spend every time and always end up busting our budget. When I do go, we only pick up pantry items, or items we can freeze, like meat, fish, chicken nuggets, peanut butter, bread, or rice; items that won’t spoil before we can eat it all and that will last us for a long time. There’s no point in purchasing groceries at a good price only to have them spoil. Additionally, Costco’s prices aren’t always the best deals you can find; I hardly ever buy fresh produce there, because the prices are too high. Always compare the cost per unit/lb/oz before purchasing.

As you can see, that takes care of dinner. As far as breakfast and lunch go, there are always items we keep on hand.

  • Bread
  • Eggs
  • Milk (Almond milk in our house)
  • Rice
  • Lunch meat & sliced cheese
  • Peanut butter & jelly (The hubby’s go-to are PB & J sandwiches.)
  • Kodiak cakes (pancake mix)
  • Flour
  • Cornstarch
  • Sugar/Stevia
  • Pasta
  • Cheese (blocks)
  • Frozen fruit & vegetables
  • Cheerios
  • Oatmeal
  • Yogurt
  • Tomato Sauce & paste
  • Crushed Tomatoes
  • Canned beans
  • Coffee & creamer
  • Fruit & veggie pouches
  • Fresh fruit
  • Spinach
  • Tomatoes
  • Onions
  • Peppers
  • Garlic (fresh or minced)
  • Vegetable/olive oil
  • Butter
  • Chicken/Beef Bouillon, powder, or stock
  • Seasonings: salt, pepper, garlic powder, onion powder, celery salt, cumin, cinnamon, parsley, chili powder, oregano, etc. (we have a pretty big collection)

Some of these we only keep on hand because we have a 13-month-old in the house, the fruit & veggie pouches, and Cheerios, for instance.

But these are pretty much staple items that we try to always keep on hand in our house. From here, we can fill in the gaps for specific recipes we put on the menu. Usually, that would include meat or fish, fresh herbs or veggies, or milk or heavy cream. Planning our weekly meals, grocery shopping with a written list, and on a full stomach are just some of the things that we do to prevent us from overspending on our groceries each month (which is very easy to do). What are some of the ways you save on groceries?

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